Credit Risk Analyst – Consumer

  • Company:
    Klarna Bank AB
  • Location:
  • Salary:
    negotiable / month
  • Job type:
    Full-Time
  • Posted:
    7 hours ago
  • Category:
    Finance

Klarna makes shopping smoooth. And we do it with flair because shopping is fun. Every day, we help customers, businesses, and partners explore just how smoooth the modern shopping experience can be. It means we’re constantly changing the game. Always trying out new things. And we encourage our people to do the same. To grow. To develop. Because we don’t believe roles have to stay fixed. Instead we inspire our people to take an irregular career path. As a company of 350 dynamic start-ups, our whole business is built for it. So once you’re in, there’s no telling what will happen next. What you’ll do:  Klarna is looking for ambitious people with significant drive. You should be passionate about your job and enjoy a fast paced international working environment. Since you will play an important role in taking Klarna to the next level, you should desire to go above and beyond to produce the best work results. At Klarna we embrace change; you should dare to challenge the status quo and be persistent.Analytics at Klarna is divided into many teams, all with their own unique responsibilities. However, there are some commonalities – they consist of highly driven people with a combination of analytical skills and a great team spirit who all love to solve hard problems. In general, some things you would potentially be doing:

Day to day will see you:

  • Designing and implementing strategies in a rapidly evolving industry.
  • Pro-actively and effectively communicating with various stakeholders, discussing the root cause of trends, assessing their impact and proposing solutions/optimisations.
  • Supporting wider business objectives by providing analytical expertise on new products and system developments and collaborating closely with other teams where relevant.
  • Delivering ad-hoc data analysis to support risk mitigation and control environment.
  • Developing as a professional in an entrepreneurial organisation that provides opportunity to work with your areas of interest.
  • Using analytical tools (e.g. SQL, Excel, R) to analyse data and problem solve with the end goal of detecting trends and making decisions.
  • You’ll have

  • A degree in Science, Technology, Engineering, Mathematics or a Business field.
  • A strong understanding of consumer credit in a tech setting.
  • Tech savviness with the ability to write rules for credit decisioning.
  • An understanding for how to perform data extraction and manipulation, as well as programming languages is a plus (SQL, R, Python, MatLab, Java, C# etc.).Experience in using structured approaches to problem solving.
  • Significant drive and ambition.
  • Strong conceptual ability.
  • Strong attention to detail.
  • A curious mindset – you’ll be someone who loves to question the why! 
  • About Klarna Klarna was founded in Stockholm, Sweden in 2005. Since then, we’ve changed the banking industry forever. And now we’re creating the world’s smooothest shopping experience. We serve 80 million consumers worldwide, and partner with 190,000 merchants – with a new merchant joining us every 8 minutes. Including some of the world’s leading brands, such as H&M, ASOS, IKEA, Adidas, Samsung and Lufthansa. Our offices are spread over 17 different markets, hosted by +2,500 people from 90 nationalities. Apply for this job