Senior Credit Analyst

  • Company:
    Commonwealth Bank of Australia
  • Location:
  • Salary:
    negotiable / month
  • Job type:
    Full-Time
  • Posted:
    7 hours ago
  • Category:
    Finance

Reasons could include: the employer is not accepting applications, is not actively hiring, or is reviewing applications. Senior Credit Analyst. Commonwealth Bank. -. Great news! If you live in Melbourne, Australia’s top bank is growing and looking for people like you.. We’re already leaders in the home loan market and are embarking on a journey to make our customers experience best in class.. To enable us to do that we’re looking for people in the credit decisioning area, who are highly experienced in assessing residential lending including self-employed and company and trust clients.. If you have these skills and great communications abilities as well as pride in your work and a focus on customers you could be exactly what we’re looking for.. Just some of the benefits of working within our team include:. Access to flexible working arrangements. Induction and training programs are run virtually. Great team culture. Career Development Program opportunities. See yourself in the team:. The Retail Credit Decisioning (RCD) team is responsible for all retail loan applications across Home Loans, Personal Loans, Personal Overdrafts and Credit Cards.. As part of the RBS Risk Management team, RCD is responsible for making quality credit risk decisions, within the Bank’s risk appetite statement, following a standard credit process in a timely and efficient manner. Other responsibilities include:. Supporting continuous improvement in the wider Credit Decisioning team.. Encouraging and driving the identification of process improvements and assist with driving higher levels of customer satisfaction.. Support all group sponsored projects for implementation and improvement, ensuring the team are engaged, motivated and capable. Act as a role model by consistently displaying acceptable behaviours that encourage productive working relationships and a strong performance culture.. Your path looks like:. The role will work closely with all business partners, internal and external as there is a strong reliance on collaboration and team work. Effective use of all resources available within Credit Services Nationally will be utilised to achieve optimum team results.. Ensure you understand the contributions to the business and profit, ensuring quality and responsible credit risk decisions are made in a consistent manner in line with the strategic direction of the organisation.. Ensure compliance within delegated authorities and internal and external compliance / audit requirements which may include adherence to government/governing body legislative policies.. Adherence to the guidelines established within your personal PCAA delegation.. Act within the Group Risk framework of CBA. Ensure policy, systems, tools and procedures are in line with RBS Risk Management expectations, thereby ensuring optimal execution of credit risk management strategies and adherence to credit competency guidelines. We’re interested in hearing from people who possess:. Experience working in a retail credit environment, with exposure across complex loan structures. Delegated Lending Authority of $3 mill +. Strong understanding of Bank’s credit policy and how it is applied.. Experience in stakeholder management. Results orientation and commitment to excellence. At CommBank, we’re committed to building a diverse and inclusive workforce reflecting the customers, businesses and communities we serve. As a value’s driven organisation, we nurture and support our people; through focussing on skill and talent development, collaboration, flexibility and internal promotion. With service in mind at every touch point, we take accountability for the role we play in securing and enhancing the financial wellbeing of people, businesses and communities. At CommBank you can be you. If you’re already part of the Commonwealth Bank Group (including Bankwest), you’ll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.. We’re aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.Melbourne VIC