Banking Advisory Associate

Job Description 10795. To underwrite mortgage business and manage the portfolio in assigned branch/locationCore Responsibilities:o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.O Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes.O Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.O Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.O Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.O Build and facilitate the best outcomes for clients by building and leveraging effective relationsh...